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Legal & Privacy

Referral Program Terms

Review the Credit Score Defenders LLC client referral promotion requirements, reward limits, and non-guarantee statements.. Effective October 2, 2026.

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Credit Score Defenders LLC

Important

These policies describe the public website. Paid services, if offered, require a separate written agreement and applicable disclosures. Qualified counsel should review these policies before paid enrollment is activated.

Program

The client referral promotion rewards eligible referrals. It does not promise a credit-report, credit-score, lending, housing, collection, or legal result. Complete program context is also published at /referral-rewards. Program questions: customerservice@creditscoredefenders.com.

Requirements

The referring participant must be an eligible current or former CSD client and must be identified by full name or an assigned CSD referral code on each referred person’s evaluation. Each referral must be a new prospective client who acts independently, completes their own evaluation, enters a separate written agreement if they choose paid services, receives all required disclosures, and completes the applicable cancellation period. A referral qualifies only after CSD completes the applicable qualifying services and is legally permitted to earn the corresponding fee.

Reward and limits

After three qualifying referrals are verified, one eligible service cycle may be provided at no cost, up to a maximum value of $149. The reward has no cash redemption value and is not transferable. Self-referrals, duplicate consumers, fabricated information, coercion, spam, automated mass messaging, and unauthorized sharing of another person’s information are prohibited.

Material-connection disclosure

Anyone who publicly recommends CSD in connection with this promotion must clearly and conspicuously disclose the material connection, using language substantially similar to: I may receive a CSD service reward if eligible referrals qualify. CSD does not condition a referral reward on the participant giving a positive review.

No outcome guarantee

CSD does not guarantee deletions, score increases, approvals, financing, housing, settlements, litigation results, or any other particular outcome. CSD may verify eligibility and may modify or end the promotion prospectively. A change will not cancel a reward already earned under the published requirements. The referral program does not create a client relationship, modify an existing written agreement, or replace any required consumer disclosure.

Contact

Questions, privacy requests, copyright notices, intellectual-property concerns, or complaints may be sent to legal@creditscoredefenders.com or through the phone support control. Do not send Social Security numbers, complete account numbers, identity documents, or credit reports by ordinary email.

Compliance

Transparency and Consumer Information

Credit Score Defenders LLC provides consumer credit consulting, education, and support. Results vary based on individual circumstances.

No specific credit-score increase, deletion, financing approval, mortgage approval, or other result is guaranteed. Consumers should review the applicable service terms, disclosures, privacy information, and cancellation rights before enrolling.