Choose the Credit Support Plan That Fits Your Needs
Choose the level of consumer credit education, credit analysis, credit-profile auditing, dispute guidance, documentation support, and debt education that fits your goals.
Credit Score Defenders LLC helps consumers better understand their credit reports, identify possible inaccuracies, organize supporting documents, and take informed next steps with confidence.
No credit score increase, approval, deletion, settlement, lawsuit outcome, or specific result is guaranteed.
What CSD Pricing Includes
Our plans are designed to provide structured credit education, credit-report review, credit analysis and consulting, dispute guidance, documentation support, and consumer-rights education. Each client's credit file is reviewed based on the information available from Experian, Equifax, TransUnion, creditors, furnishers, collectors, and client-provided documents.
Credit Report Review
We review credit report information across the available bureaus for possible inaccuracies, outdated data, incomplete reporting, duplicate accounts, and inconsistencies.
Dispute Guidance
We help prepare organized, bureau-specific dispute guidance and documentation support when information appears questionable or unsupported.
Debt Education
We help clients understand collections, debt validation concepts, collector communications, and documentation needed when debts are disputed or unclear.
Consumer-Rights Support
We provide education on consumer credit reporting rights, Fair Credit Reporting Act compliance concepts, and complaint preparation support when appropriate.
Click to reveal individual and couple pricing plans
When Are Clients Charged?
Credit Score Defenders LLC does not charge or receive payment for a covered contracted service before that specific service is fully performed. Pricing shown is the maximum package amount for one contracted 30-day service cycle. There is no separate onboarding or first-cycle fee. An eligible invoice may be issued only after the specific billed service is completed, documented, and certified under CSD's billing controls and applicable law.
A completed service deliverable may include credit-report review, documentation review, dispute preparation, client education, progress documentation, portal updates, or correspondence preparation when applicable to the selected package and the consumer's documented needs.
Starting work is not the same as completing a service deliverable. CSD bills only after eligible service deliverables are completed and documented.
Reporting-Issue Guidance — What This Means
The numbers shown on Bronze, Silver, Gold, and Platinum describe the credit-file complexity each package is designed to support during one contracted 30-day service cycle. Review and dispute preparation are based on the consumer's credit reports, supporting documents, and whether information appears inaccurate, outdated, incomplete, duplicated, unverifiable, inconsistent, or otherwise requires review. CSD does not dispute information solely because it is negative.
For couples, the reporting-issue guidance applies separately to each consumer. Each consumer has a separate credit file, case record, evidence, progress tracking, and applicable consumer documents.
What 3-Bureau Credit Report Review Means
A three-bureau credit report review means CSD reviews the client's Experian, Equifax, and TransUnion credit reports separately. Each bureau may report different account details, balances, dates, payment history, addresses, inquiries, and collection information. CSD reviews each bureau for possible inaccurate, outdated, incomplete, duplicate, unverifiable, or inconsistent reporting.
What 3-Bureau Dispute Guidance Means
Three-bureau dispute guidance means CSD helps prepare bureau-specific dispute documentation for Experian, Equifax, and TransUnion when questionable information appears on one or more reports. Each dispute is based on the information actually reporting on that bureau's file and any supporting documents available from the client.
What CSD May Review and Challenge
Personal Information
Wrong names, outdated addresses, incorrect addresses, incorrect employers, incorrect phone numbers, Social Security inconsistencies, and mixed-file red flags.
Late Payments
Payment history inconsistencies, incorrect late dates, missing proof, account status conflicts, and reporting that does not match available documents.
Collections
Unknown collectors, duplicate collections, incorrect balances, missing original creditor details, disputed status issues, and collection reporting concerns.
Charge-Offs
Incorrect charge-off dates, incorrect balances, status inconsistencies, duplicate reporting, and reporting that appears unsupported or inconsistent.
Repossessions
Incorrect dates, balance concerns, missing sale/accounting details, duplicate reporting, and questionable post-repossession reporting.
Student Loans
Incorrect status, inaccurate late payments, duplicate reporting, rehabilitation issues, consolidation issues, or payment history inconsistencies.
Bankruptcy and Public Records
Incorrect court data, wrong dates, discharged account inconsistencies, inaccurate linkage, and reporting that appears incomplete or unsupported.
Medical Collections
Incorrect balances, insurance/payment issues, outdated medical debt concerns, disputed medical debt reporting, and collection account inconsistencies.
Hard Inquiries
Unauthorized, unfamiliar, duplicate, outdated, or questionable hard inquiries.
Identity Theft Red Flags
Accounts the client says they did not open, unfamiliar creditors, suspicious inquiry patterns, wrong addresses, or mixed-file concerns.
Debt Collector Issues
Validation concerns, disputed status problems, collection letters, collector calls, threats, lawsuit papers, summons documents, and evidence organization.
Creditor/Furnisher Reporting
Incorrect balances, dates, account status, payment history, ownership, account type, responsibility type, or disputed status.
What CSD May Help Challenge
CSD may help prepare education, guidance, and documentation support to challenge credit reporting that appears inaccurate, outdated, incomplete, unverifiable, duplicated, inconsistent, mixed with another consumer's information, connected to identity theft red flags, or unsupported by available documentation.
What CSD Does Not Promise
CSD does not dispute information solely because it is negative. CSD focuses on education, credit analysis, credit-profile auditing, documentation support, dispute guidance, and consumer-rights information.
Pricing & Plan FAQ
Ready to Understand, Organize, and Defend Your Credit Profile?
Start with a free credit evaluation and learn which CSD plan may fit your credit education and documentation support needs.
No credit score increase, approval, deletion, settlement, or specific result is guaranteed.
Compliance Disclaimer: Credit Score Defenders LLC provides consumer credit education, credit analysis and consulting, credit-profile auditing, dispute guidance, documentation support, debt education, and consumer-rights information. CSD does not guarantee credit score increases, approvals, deletions, settlement results, lawsuit outcomes, debt forgiveness, or removal of accurate, timely, and verifiable information. Pricing shown is the maximum package amount for one contracted 30-day service cycle and does not include a separate onboarding or first-cycle fee. Clients are billed only after the specific eligible contracted service being billed is fully performed, completed, documented, and only as permitted by applicable law. CSD is not a government agency, credit bureau, lender, or law firm.